Many people are not aware that your PIP will pay for items other than your medical bills. They will pay 80% up to $10,000.00 in medical bills. However, what else will it cover?

Medical Devices. Your PIP can cover some of the cost of medical devices if your case warrants the use of one. For example, crutches, neck braces, splints, etc.

Lost Wages. Your PIP will cover 60% of your lost wages. In fact, at the very beginning of your case, you can request that your insurance company preserve PIP benefits for your lost wages. There is a cap on the amount, but it can be vital if you want lost wages immediately. PIP can get exhausted very quickly, especially if you had to visit the emergency room after the accident. If your PIP gets exhausted prior to being able to recover any of your lost wages, do not worry too much. You can still recover your lost wages from the at-fault party, assuming they have bodily injury coverage, or you have UM on your own policy.

Death Benefits. Your PIP will also pay out $5,000.00 in the unfortunate event there is a fatality in the accident.

If you have any other questions about your PIP benefits, give us a call at (561) 722-7710.